Equipment sale-leaseback
Own equipment? It may be able to fund your next move.
The trucks, machinery and equipment your business already owns may hold financing value — while you keep using them every day.
The idea in one line
An asset you already own may be able to release capital — without giving up the asset.
How a sale-leaseback works
Four steps. The equipment stays in your operation the entire time.
You own equipment
Trucks, machinery or other commercial equipment already working in your business.
The equipment is purchased
Qualifying equipment is valued and acquired as part of the financing structure.
Capital is released to your business
Proceeds go to the business to use for its own purposes.
You lease it back and keep using it
The equipment stays in service in your operation on a monthly lease structure.
The equipment never leaves your operation. What changes is that the value sitting inside it may become available to the business.
Structure, valuation method and final terms are determined by the funding partner through underwriting.
What kind of equipment could this apply to?
If your business owns it, uses it and it holds value, it may be worth asking about. These categories are illustrative.
Trucks & trailers
Construction equipment
Manufacturing machinery
Shop & garage equipment
Categories shown are illustrative examples for discussion, not a list of qualifying assets. Which equipment qualifies is determined by the funding partner.
Before taking another daily or weekly payment
If you're getting offers every week, it's worth knowing there may be another route.
Most owners who need capital only ever get shown short-term advances. If your business owns equipment, that may not be the only structure available to you.
Short-term advance
Typical offer- Repayment rhythm
- Daily or weekly
- Based on
- Revenue and card volume
- Uses your equipment
- No
Equipment sale-leaseback
This page- Repayment rhythm
- Monthly
- Based on
- Equipment the business owns
- Uses your equipment
- Yes — and you keep using it
This may be worth exploring if…
A short relevance check, so you can tell in a few seconds whether this applies to your business.
Your business owns equipment it uses in daily operations
That equipment is paid off, or largely paid down
You want capital without giving up use of the equipment
You'd rather have a monthly payment than a daily or weekly one
The conditions above describe who the program is designed around. They are not eligibility criteria and are not a pre-qualification.
Financing through our capital partner
Kinetik Capital handles the application and the financing.
DRES helps businesses understand the programs available. Applications are handled through Kinetik Capital, with Ray Porter as the account specialist on your file.
You'll know exactly when you move from DRES to the Kinetik application — nothing happens in the background.
01
DRES
Information and this campaign
02
Kinetik Capital
Secure application and financing partner
03
Funding partners
Review, underwriting and financing
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Questions owners ask about this
This is an unfamiliar structure for most businesses, so the answers matter more than usual. Specifics depend on your equipment and your business, and Kinetik Capital confirms them with you directly.
Do I keep using my equipment?
Yes — continued use of the equipment is the core of the structure. Exact lease terms are confirmed in the application.
What equipment qualifies?
Kinetik Capital decides which equipment qualifies after reviewing what your business owns. The categories on this page are examples for discussion, not a list of qualifying assets.
Does the equipment have to be paid off?
Whether existing financing on a piece of equipment affects the structure is reviewed by Kinetik Capital for your specific situation. Mention it in your application.
How is the equipment's value determined?
Kinetik Capital reviews the equipment as part of its evaluation and explains how it is valued during the process.
What can the capital be used for?
Ask about this when you apply. Kinetik Capital confirms how the funds may be used as part of the terms it provides.
What businesses qualify?
Kinetik Capital reviews each business individually. Submitting an application is the way to find out whether this structure fits yours.
What happens after I apply?
Your application goes to Kinetik Capital and Ray Porter follows up about the equipment and what documentation is needed. Submitting an application is not an approval.
Find out what your equipment could do for the business.
Start with a short application through our capital partner, or talk with Ray first if you'd rather ask questions.
or call314-283-3402